UnionBank Rewards Card Features

Every credit card comes with a set of terms and conditions, and this one is no different. Study the features and fees before applying for any card out there.

• UnionBank Credit Cards Welcome Gift Promo
  1. The UnionBank Welcome Gift Promo (“Promo”) will run from October 19, 2023 – February 29, 2024 (“Promo Period”).
  2. The Promo is open to principal UnionBank credit card applicants who:
     1. Do not have an existing Principal credit card issued by UnionBank and/or Citi, have not had one in the last six (6) months before application;
     2. Have an existing principal credit card issued by another bank that is more than six (6) months old;
     3. Who apply for the UnionBank Reserve, Miles+, Rewards, or Cash Back credit card (the “Card”) within the promo period;
     4. Whose applications were received with complete documents and requirements by UnionBank of the Philippines (the “UnionBank”) within the promo period; and
     5. Whose applications were subsequently approved within the promo period.

     Card applicants who meet all the criteria above are referred to as the “Applicant”.

  3. Applicants who get approved for a Card and meet the spend requirement for their Card within sixty (60) business days from card approval date (“Spend Period”) shall be entitled to the Welcome Gift below:
     

     Card	Welcome Gift	Spend Requirement (Single or accumulated purchases)
     UnionBank Reserve card	P18,000 eGift	Php 40,000
     UnionBank Miles+ card	30,000 Miles	Php 40,000
     UnionBank Rewards card	No Annual Fee	Php 20,000
     UnionBank Cash Back card	P5,000 eGift	Php 20,000

Apply Now

Wondering how much is the UnionBank Rewards card credit limit? It depends on the applicant’s income, credit score, and other factors, so it varies per cardholder. 

❓ What is the UnionBank Rewards Credit Card?

The UnionBank Rewards Visa Platinum, also known as the UnionBank Rewards Credit Card, is a rewards credit card from UnionBank. Use this card to quickly earn points, which you can then redeem for a variety of rewards.

❓ Who is the UnionBank Rewards Credit Card Ideal for?

If you want to make the most out of your spending by earning multiple points per purchase, consider applying for this credit card. 

What Can I Redeem with a UnionBank Rewards Credit Card?

The UnionBank Rewards Credit Card has one of the fastest earn rates in the Philippines. Its program allows you to earn 1 rewards point for every ₱30 spend, regardless of the category. Triple your points if you use your card at shopping boutiques, department stores, and restaurants.

Your points have no cap and no expiry date, which is always a plus! You can redeem rewards any time you wish. 

Want to know how to use UnionBank rewards points? Exchange your points for cash credits, merchandise, gadgets, points transfers, free flights through selected Frequent Flyer Programs, and more. Visit the rewards redemption page^[1] for more information.