Best Credit Cards for Citibank in Singapore

From cashback rewards to air miles, the perks of using a credit card make it an almost must-have when making online purchases. Credit cards also offer an added layer of protection for online transactions.

However, with so many credit card options, navigating through all the choices can be daunting. To help you shop online like a pro, We has put together a list of the top credit cards in Singapore for online shopping.

Citi Rewards Card

For those who prefer collecting credit card reward points from their online purchases, the Citi Rewards Card offers attractive reward points with no minimum spend requirement. Earn 10X Citi ThankYou points, the equivalent of four miles per S$1, on all online spending regardless of platform, except travel and mobile wallet-related transactions. Qualifying online categories include online shopping, taxi/ride-hailing apps, food delivery, and online groceries. Furthermore, users can also earn 10X rewards points on offline fashion shopping and department stores. Reward points can also be redeemed for cash rebates (4,400 points = S$10 cash rebate) or air miles (25,000 points = 10,000 miles).

Minimum spend: None.

Eligibility: 21 years old and above with a minimum annual income of S$30,000.

Annual fee and waiver: S$196.20, waived for the first year.

Benefits cap: Base reward points are not subjected to a cap (one point per S$1 of a qualifying transaction). However, the bonus reward points (nine points per S$1 of a qualifying transaction) are subject to a cap of 9,000 bonus points per statement month (S$1,000). Points are rounded down to the nearest S$1.

Best for: Earning rewards on online spend.

What’s the best Citibank Credit Card?

The Citi Rewards Credit Card is what most would say is the best overall card that Citibank offers with its 10X points earn rate for most of your spend.

Is there an alternative to Citi Rewards Credit Card?

A good alternative to the Citi Rewards Credit Card would be the Citi Cash Back Plus Credit Card, as it is a simple, cash back credit card that gives up to 2% cash back with low requirements.

Frequently Asked Questions

How do I apply for a credit card from Citibank?

You can apply for a credit card, through GM! Find the right card for you, fill out the online application form and follow the necessary steps.

What’s the eligibility criteria for a Citibank credit card?

Eligibility criteria may vary based on the type of credit card. Generally, factors like credit score, income, employment status, and credit history are considered. Refer to the specific card’s details for precise eligibility requirements.

Can I apply for a credit limit increase on my Citibank credit card?

Yes, you can request a credit limit increase after a certain period of responsible card usage, refer to Citibank’s T&Cs to find out more

How can I report a lost or stolen credit card from Citibank?

If your credit card is lost or stolen, immediately contact their customer service helpline and they’ll assist in securing your account and issuing a new card.

What should I do if I notice suspicious transactions on my credit card statement?

If you detect any unauthorized or suspicious transactions, contact Citibank immediately, and have their representatives guide you through the process of reporting and resolving any fraudulent activity on your credit card.